How to Choose a Safe and Easy-to-Use Crypto Exchange in Taiwan in 2025
As interest in crypto investing surges, more people are turning to crypto exchanges in Taiwan. But with so many platforms available, how do you choose one that’s safe, user-friendly, and risk-free? In this guide, ZONE Wallet not only walks you through the basics but also uncovers important details rarely covered in other Chinese-language articles—so you can get started the right way.
Overview: Current Crypto Exchange Landscape in Taiwan
Taiwan currently does not issue official licenses for crypto exchanges, but the Financial Supervisory Commission (FSC) has clearly defined cryptocurrencies as “virtual currencies” and requires platforms to comply with AML (Anti-Money Laundering) regulations.
As of now, exchanges operating in Taiwan fall into two categories:
- Local Exchanges: e.g., MaiCoin, BitoPro, ZONE Wallet
- International Exchanges: e.g., Binance, OKX
💡 Note: The FSC is expected to formally regulate Virtual Asset Service Providers (VASPs) in 2025. New standards will likely roll out in the second half of the year—stay tuned for updates!
4 Overlooked But Crucial Criteria for Choosing a Crypto Exchange
1. Does the Exchange Partner with a Taiwanese Bank?
Many people are happy to see “TWD deposits supported,” but the real test is whether the exchange directly partners with a local bank (e.g., E.SUN, Taishin, Far Eastern Bank).
This ensures stricter vetting, regulatory alignment, and faster, safer fund transfers.
🔍 Bonus Tip: The FSC may soon require all exchanges to have a domestic banking partner.
2. Are User Assets Held in Segregated Custody?
While many focus on whether assets are stored in cold wallets, what truly matters is segregated custody.
This means your assets are managed separately from the exchange’s operational funds—so if the exchange goes bankrupt, your funds are protected and not used to cover debts.
💡 Some local platforms (e.g., BitoPro) are starting to adopt this system. Keep an eye on them.
3. Withdrawal Speed & Hidden Restrictions
Some platforms claim “withdraw anytime,” but in reality, there may be hidden conditions:
- Low maximum withdrawal limits
- 24+ hour manual review
- Mandatory document updates before release
Always research the actual withdrawal process and whether there’s a “fast-track withdrawal” option to avoid getting stuck when you need funds urgently.
4. Insurance Coverage & Compensation Policies
Major global exchanges like Coinbase and Binance have partial insurance for hacks. In Taiwan, however, insurance details are often vague.
When choosing a platform, check:
- Is there a clear asset insurance plan?
- What is the compensation limit for abnormal losses?
- Does the policy promise unconditional reimbursement, or does it include loopholes?
These details show whether the platform truly prioritizes user protection.
Comparison of Popular Exchanges (2025 Edition)
Common Pitfalls When Choosing a Taiwan Crypto Exchange
Trap #1: Judging by Fees Alone
Some platforms advertise “zero fees,” but hide huge exchange rate spreads—resulting in over 5% loss on entry. However, if you're bullish long-term and investing small amounts, it may still be a reasonable tradeoff.
Trap #2: Choosing Based on Ads, Not Research
Smaller exchanges often flood social media with ads, but may have unclear funding sources or higher risk of closure. Stick with reputable, locally regulated companies that follow AML rules.
Trap #3: Only Signing Up During Bull Markets
It’s better to complete account setup and KYC during market lulls, so you’re ready when volatility hits.
The crypto world moves fast—and your exchange choice matters more than you think. By using real criteria like local banking partnerships, segregated custody, withdrawal transparency, and clear insurance terms, you’ll be much better equipped to navigate the future.
🚀 Ready to get started? Register with ZONE Wallet
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About ZONE Wallet
ZONE Wallet is a blockchain investment gateway designed for Taiwanese users. It combines full regulatory compliance, cutting-edge security, and TWD transaction support, with a mission of making “every crypto transaction safe and secure.”
Start building your crypto portfolio with ease—today.
